Friday, July 23, 2010
Denise Milani Boobs Real?
lapse
process by which a debtor to the bank is part of the outstanding principal in a single solution and before the actual arrival date covered by the loan agreement.
Euribor spread daily by the FBE (European Banking Federation), representing one of the essential parameters (together with the spread applied by the bank) to determine how much the overall interest rate provided for an option to rate variable.
phase investigation
the investigation is the stage immediately preceding the granting of the loan, the bank puts in place controls to analyze the economic condition of those who have requested funding in order to verify the eligibility of these to get it.
Guaranty
kind of personal guarantee with a third of the lender is obligated to the institution, ensuring the payment of installments nell'evenienza included in the loan agreement in which the borrower is unable to do so.
Collateral
collateral give your financial institution has the opportunity to have had a claim on the assets as collateral, protecting the bank from financial risks, the rights shall be made by the lien and the mortgage.
Mortgage
type of guarantee, usually applied to the premises which the debtor has elected to purchase, which allows the lender to protect the bank if the borrower fails to comply with terms and conditions (the occurrence of that event, the entity lender can seize the mortgaged property).
Isc
acronym for Synthetic Price Index, is an estimate of the overall cost of the loan, paying attention to a number of issues that Tan does not take into account, including compulsory insurance or substitute tax regime and that the rate at the entrance.
Mutual
type of contract whereby a financial institution to grant a person a certain sum of money to be returned on the basis set out in terms of the contract.
fixed rate mortgage
type of loan features a rate that remains stable over time, regardless of the fluctuations that affect the financial market.
adjustable rate mortgage loan
form characterized by an interest rate that changes depending on the performance of money market.
Mortgage rates mixed with
type of mortgage that the borrower provides the ability to switch from one type of variable rate to a fixed or proceeding in the opposite direction.
Plan depreciation
document setting out information on how to return the debt to the bank. Among these aspects appear part of the capital remaining amount of the various installments or part of the debt extinguished.
Criminal
early repayment penalty that the borrower will pay the credit institution in the event they opt for the termination in advance of its debt.
Pledge
type of real right which allows the creditor claims against any real estate or mobile of the person who signed the loan agreement, debt functionally extinct.
ins
interest rate at the lower amount (compared to the rate of the loan scheme) planned for the initial phase of an adjustable rate mortgage rate or mixed, usually for a period not over 2 years.
rate steady
real rate mortgage, below the rate of entry and holding the account value and the Euribor bank spread.
Spread Banking
index, along with the reference rate, allows to determine the final interest rate on a mortgage. Is the gain enjoyed by the credit institution.
Taeg
also referred to as Isc, is a parameter that shows fairly reliably how much the overall cost of a mortgage. is particularly effective for making comparisons between various loan agreements or to get an idea about the benefits of an option.
interest rate
measure calculated on the total percentage of the loan, equal to the price paid to the bank to borrow money.
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